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FREQUENTLY ASKED QUESTIONS ABOUT COST OF VETERINARY CARE "Why is veterinary care for my pet so expensive? Sometimes I
think I am spending more on my pet's health care than on my own!"
Bear in mind that your veterinarian is not only your pet's general physician, but also the surgeon, radiologist, dermatologist, neurologist, psychiatrist, ENT, and pharmacist. Your veterinary bill is a reflection of the costs of maintaining a quality facility, equipment, and personnel to provide the level of care that is expected in animal medicine today. Remember, too, that the original cost of the animal has no bearing on the cost of services we provide. The question is: "Can all people afford a pet?" If they can't, then who should subsidize them? The veterinarian? Although most veterinarians wish they could, it simply is an economic impossibility. Just look at what is happening in human medicine when those that can afford to pay must pay enough extra to cover the cost of those who cannot pay. One reason you sometimes feel you are paying more for your pet's health care than for your own, is that you probably have adequate health insurance for your own health needs; thus, you're never hit with a true bottom-line figure. If you sat down and added up your insurance costs, deductibles, and drug costs, you will find that veterinary medicine is really a bargain! "Isn't the cost of veterinary medicine out-of-sight and unreasonable?
I mean we are "just talking about animal care." I thought my
vet really cared and would go the extra mile for me." Every pet owner has different ideas as to what is acceptable pet care. Veterinarians can only make their clients aware of needed services and products available. It is up to the client to decide what level of care is to be provided for that pet. Veterinarians are willing and do go that extra mile for pet owners, but expenses must be covered. This includes staff salaries, costly equipment (such as X-Ray machines), and expensive drugs-the same drugs used in human medicine. "Should I be wary of "bargain basement" veterinary
care? If so, why?" "What about low cost spay/neuter clinics?" "If my veterinarian doesn't clear up my pet's problem, can I
get a refund?" "My pet's bill adds up to a lot of money. I just don't have that
kind of money all at once. What about terms?" Many needed procedures can be staggered over a period of time, rather than "doing everything at once." Discussing the pet's health care needs on a spread out basis is one way to diffuse the cost over the year. The pet owner should not expect the veterinary practice to be the banker for the pet's health care needs. We accept credit cards and will "hold checks" for 30 days. The bottom line from the business standpoint is that if a pet owner has no money, no checking account, no credit card, and no job, there is little solid evidence that payment will ever come. This is sad for those of us who really care about pet care, but it is a business fact of life we must live with or we will not stay in business very long. "Why do prices vary from clinic to clinic?" Every veterinarian sets the fees for services based on varying criteria, such as different drugs, anesthetics, antibiotics, and quality of supplies, to be used. You will usually find the difference in getting quality services does not cost that much more than the cheapest price you get. And it certainly can make a difference to the outcome for the pet. "My injured (sick) pet needs to be seen by a veterinarian, but:
Most responsible pet owners have a regular veterinarian and most will work out a payment plan with their regular clients. The problem arises with people who have pets that do not get regular veterinary care, but demand and seek services in an emergency situation without guaranteeing payment. "I recently took in a stray that appeared injured. I took him
to a vet and paid the initial bill. I am unable to afford further treatment.
Is this my reward for trying to do the right thing?" We understand the emotions that we can get caught up in when we see an animal that is homeless and needs help. However, making the decision to take in a stray should only be done with the same careful consideration that is involved in purchasing or adopting a new pet. The veterinary expenses are not assessed based on the method by which a pet is acquired. If you are not willing to take financial responsibility for a stray animal, it should be referred to the local animal shelter. "Why can't the veterinarian advise, diagnose, and prescribe over
the phone and save me a lot of time and money?" A veterinarian can't make a diagnosis based on signs only as observed by an owner. The outward signs may be an indication of any number of internal causes with a variety of clinical treatments. A complete physical examination is required to determine the cause of signs and best course of treatment. Asking your veterinarian to advise, diagnose, and/or prescribe over the phone is the same as having your physician prescribe over the phone. If you were told to take an antacid for what was, in actuality, a heart attack, the results could be disastrous! "How much should I anticipate spending for veterinary care for
a new puppy or kitten initially, and then on an annual basis thereafter?" "Does my pet have to get a full set of inoculations to get a
rabies tag and license? What shots are absolutely necessary for my dog/cat
and how much do they cost?"
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